If your company sends you to an employment conference and you experience an accident in the process, you may be wondering if it is possible to receive workers’ compensation. The good news is that, in most cases, the answer is yes. While different states have different requirements for the kinds of personal injuries, which are covered by workers’ compensation, if you sprained an ankle or hurt your back while performing a work-related task, regardless of location, you may be eligible for a claim.
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The Coverage
Of course, there are certain situations where your injury would not be covered by workers’ compensation if you weren’t actually doing something work-related at the time of the accident. For example, if you went to a specific location for a work convention, but fell and broke your wrist skiing down the slopes after hours, you would not be able to file a claim.
Work-Related Task
If you are injured while performing a work-related task, it is important to ensure that you obtain all the appropriate medical and administrative documentation. Inform your workplace immediately after the accident and seek medical attention. After that, filing a workers’ compensation claim should, in theory, be pretty straightforward.
Go To The Website
You can go to your state’s Workers’ Compensation website and start the filing claim procedure yourself. However, as with most legal forms, even processes that are supposedly simple can sometimes be confusing. If you need help filing a claim or have questions about how to proceed, it may be a good idea to seek the help of an insurance professional.
Monetary Claim
This is especially a good idea in case you suspect that you may be entitled to a monetary claim. The state workers’ compensation website is designed to simplify the process of filing a claim to minimize the process for injured workers, but there are situations where you could file a lawsuit if you were injured due to the illegal actions or negligence of your company.
Injured At A Conference
For example, if you were injured at a work conference because you were using company equipment that malfunctioned, the company is liable. If your injuries were not caused by your own fault, but rather because your company did not maintain its equipment or its safety standards, you may find yourself in a greater situation than simply filing a workers’ compensation claim.
Contact An Insurance Broker
If you find yourself in such a situation, know that help is available. Look into hiring an expert that has years of experience handling workers’ compensation claims of all kinds. Reputable Denver insurance brokers have the experience and expertise to walk you through the process.