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June 10th, 2009

Something we don’t normally cover much int he blog are financial topics like mortgage rates and bill paying. Well, we can’t halp you much with the bill paying (particularly after sending you off to jewelry sites like last week!) but we can point you int he direction of better mortgage rates.

PersonalHomeLoanMortgages.com is a great site with the byline “borrow intelligently”, and that is exactly what the site is designed to help you do. It’s a great online home mortgage resource that provides borrowers with the most current mortgage rates, news and information. They even have a newsletter that you can sign up and receive with the best rates going around the country. This makes life easy, all you have to do is sit back and wait for pertinent information to come to you! The site is well designed and its very easy to find just the mortgage you are looking for.. all with easy application processes right there on line.

They also offer info related to mortgage refinancing and second mortgages, which is great if you have gotten yourself into a tough spot in these difficult times.. you may find that you can remortgage and get a better deal, lowering you payment and leaving more in your pocket each month. (For necessities. Coach handbacks.. manolo blahnik shoes.. anyone?)

Atkins for Dieting

June 10th, 2009

Most people around the world by now have heard of the Atkins diet. It has been one of the most highly touted and highly controversial diets of our time. Those who love it have nothing but great things to say about it but those who are critical are not shy about their opposition either. The largest criticism when it comes to the Atkins, or low carb diet would be the near absence of whole grains, which are considered the cornerstone to a healthy diet by many.

Dieting with the Atkins diet involved eliminating a large degree of carbohydrates from your diet. In the past there hasn’t been as much of an emphasis on fitness and exercise with the Atkins diet as there seems to be currently. This is good news however as an active fitness regime is as essential to successful weight loss as cutting calories and in this case cutting carbohydrates. (more…)

The Dieting Mind Set

June 10th, 2009

When it comes to dieting, far too many people set themselves up for failure before they even begin the process. They literally dread going on their diets and before they start the process are planning their mishaps along the way. Sad to say but true, far too many would be dieters are planning their first Rocky Road mishap while eating their last bowl of Rocky Road before the big event.

I have no idea why we tend to do this to ourselves but it is something I see in dieters everywhere. The far too popular notion is that one must binge on the foods most loved and enjoyed before beginning the dieting process because these things must be completely eliminated in order to shed those unwanted pounds. If you are honest with yourself, nothing could be further from the truth. Moderation is simply a concept that many of us are loathe to embrace.

You must change your way of thinking about food and your personal enjoyment of food in order for any diet you embrace to be successful. Food isn’t the enemy. And that is something that not enough people really understand. Even the ‘tasty’ foods aren’t the enemy. The enemy is your personal inability to properly portion the foods you eat. The problem is that the vast majority of us eat the wrong foods far more often than we eat the right foods. This is where the problems lie. (more…)